Liver Function Test
What’s new - Pituitary Neuroendocrine Tumor (PitNET)
WELCOME | Global Underwriting Manual | Learning Gateway | More RESOURCE Hubs
Learning Gateway Resources
Liver Function Test
RGA's comprehensive guide for reviewing the updated underwriting guidelines for these blood disorders.
Learn more
Clearer Liver Insights. Confident Decisions.
The latest update to RGA’s Liver Function Test (LFT) Calculator reinforces our global underwriting philosophy design, applying expert, data‑driven insights to support sound underwriting decisions. These enhancements reflect our ongoing commitment to transforming evidence-based research into clear, easy-to-use guidance which reduce complexity and improve decision making clarity in day-to- day underwriting.
To build deeper expertise, be sure to check out the related Learning Gateway modules and recorded webinars, which expand on the clinical context and practical application of liver function testing.
We look forward to bringing you more topic deep dives and calculator updates designed to streamline workflows and support smarter risk assessment.
RGA is committed to providing you with the tools needed to make informed and effective underwriting decisions. Please reach out if we can provide further resources to support your team’s success.
New Update
For more information on these updates, log in to the Global Underwriting Manual.
Access now
©2025 RGA, All rights reserved. RGA has made all reasonable efforts to ensure that the information provided in this publication is accurate at the time of inclusion and accepts no liability for any inaccuracies or omissions. Links to external websites are provided for informational purposes only. RGA bears no responsibility for the accuracy, legality, or content of external websites.
Connect with us
Meet our expert
Sandeepan Basu
Associate Director Global Underwriting Philosophy
CONTACT US: For further information or to connect with your regional contact, email GUMHelp@rgare.com.
Read bio
As Executive Director, Global Underwriting Manuals, Research and Development, Rebecca Abayakoon is responsible for leading the research team that advances RGA’s competitive position through strategic content development in the underwriting manual. Prior to joining RGA in 2010, Rebecca worked with several companies, including SCOR Global Life and XL Re Ltd. With more than 20 years of underwriting development expertise with manuals, Rebecca has global experience working with audits, in-depth research, and complex cases. Rebecca received her Bachelor of Commerce degree in commercial law and management from Victoria University of Wellington, New Zealand. She is a member of the Fellow Academy of Life Underwriting and is a recognized Certified Insurance Professional by the Australian and New Zealand Institute of Insurance and Finance.
close
Rebecca Abayakoon
Executive Director, Global Underwriting Manuals, Research, and Development
Akhilesh Pandey is Associate Director of Underwriting Research and Manual Development and a member of RGA’s Global Underwriting team. Akhilesh develops and publishes research-based underwriting guidelines for RGA's Global Underwriting Manual for Mortality and Morbidity benefits. Akhilesh also writes and shares internal and external communication materials related to the manual and provides training to RGA offices on various medical and non-medical underwriting topics. Akhilesh earned his FALU and FLMI designations in 2022 and 2023, respectively, and holds a Bachelor of Pharmacy from NCRD Sterling Institute of Pharmacy in Mumba
close
Akhilesh Pandey
Associate Director - Global Underwriting, Manual Research
Trusted partner.
Proven results.
BACK TO TOP
This course in our explore series offers an overview of the components and functionality of the liver.
explore courses are designed for entry level and junior underwriting staff (0-5 years experience) Estimated Completion Time: 30-40 minutes
explore: The Liver
Explore more
Share:
As Chief Manager, Sushama Singh spearheads underwriting research and the content development of RGA's Global Underwriting Manual. She holds degrees in Medicine and Law from Mumbai University and an ALMI designation by LOMA. With 18 years of underwriting experience, Sushama has expertise in handling high-net-worth cases, product development, reinsurance treaty discussions, underwriting manual governance and interpreting treadmill tests (TMT) and ECGs.
close
Sushama Singh
Chief Manager - Research and Manual Development
Global Underwriting Hub Q2
This course in our build series is designed to help you:
Describe the symptoms, treatment, and complications typically associated with common liver disorders
Recognize the methods used to diagnose liver disorders
Underwrite a case with a history of a liver disorder
Formulate underwriting decision using an applicant's disclosure, supporting evidence, and underwriting guidelines
build courses are designed for junior underwriting staff
(2-5 years experience) Estimated Completion Time: 100-120 minutes
build: Liver Disorders
Explore more
webinar: New Global LFT Calculator
This webinar showcases RGA’s updated underwriting philosophy, designed to deliver clear, easy‑to‑use guidance that reduces complexity and improves decision‑making clarity in day‑to‑day underwriting. Learn more about our new LFT calculator.
Presenters: Sanndee Basu
webinar:
New Global LFT Calculator
Explore more
As Associate Director, Sandeepan Basu, contributes to the development of the Global Underwriting Manual by focusing on creating and maintaining underwriting calculators and researching medical advances impacting life insurance. Sandeepan has an experience of nearly two decades in the reinsurance sector and his broad expertise spans underwriting, audit, project management and analytics across multiple regions including India, South East Asia and the Middle East, complemented by his experience in underwriting automation. He has published articles on insurance related topics in publications like On The Risk (OTR). Sandeepan has a degree in pharmaceutical sciences, and holds an Associate, Life Management Institute (ALMI) certification underscoring his comprehensive underwriting knowledge.
Empowering underwriters with cutting-edge knowledge
Explore the important and growing world of hematopoietic stem cell transplantation in ReFlections. HSCT is the standard of care for many hematological malignancies and has found new utility in the treatment of immunological and hereditary conditions.
The Rise of Hematopoietic Stem Cell Transplantation
Read now
RGA's Dr. Maryam B. Shapland, Vice President and Medical Director, U.S. Mortality Markets, explores reactive thrombocytosis, a condition associated with higher mortality in acutely ill patients, in Reflections and also in On the Risk, the Journal of the Academy of Life Underwriting.
Read now
Reactive Thrombocytosis: A Benign Entity?
This module has been created to support claims assessors in both identifying and managing substance misuse in a mental health disability claim setting.
Mental Health Claims: Managing the Impact of Substance Misuse
Visit the module
More resources from RGA
CONTACT US: For further information or to connect with your regional contact, email Learning@rgare.com.
Diana Myers
Executive Director, Global Underwriting Education
Read bio
Miriam de Jonge
Head of Global Underwriting Education
Read bio
Sushama Singh
Chief Manager - Research and Manual Development
Read bio
Please determine what overview copy would work best here.
Meet the Learning Gateway team
Diana Myers is the Executive Director, Global Underwriting Education at RGA. After a brief stint in merchandising, she found her true calling in training and instructional design, and for more than 30 years, she has developed courses on everything from managerial soft skills to understanding genetics in insurance. Diana has been with RGA for more than 12 years. An eLearning designer and developer, she focuses on adult learning principles as she strives to create courses that respect each learner’s experience.
Diana served as the chair of the St. Louis Articulate Storyline Special Interest Group for more than five years and is a regular contributor on Articulate’s e-Learning Heroes community. She is a Wisconsin native and a graduate of the University of Wisconsin.
close
Diana Myers
Executive Director, Global Underwriting Education
As Chief Manager, Sushama Singh spearheads underwriting research and the content development of RGA's Global Underwriting Manual. She holds degrees in Medicine and Law from Mumbai University and an ALMI designation by LOMA. With 18 years of underwriting experience, Sushama has expertise in handling high-net-worth cases, product development, reinsurance treaty discussions, underwriting manual governance and interpreting treadmill tests (TMT) and ECGs.
close
Sushama Singh
Chief Manager - Research and Manual Development
Miriam’s career spanned 20 years with the Australian life insurance market in a variety of underwriting and claims roles with both direct carriers and reinsurers. She began her career at RGA in the Australia office as Technical Underwriting Manager before joining the International Division to support RGA’s Asia Pacific region and to develop an underwriting training platform (which became the industry-leading Learning Gateway).
Among other certifications, Miriam holds a Bachelor of Commerce (accounting) with honors, from Deakin University, Warrnambool. She is a founding Senior Associate of the Australian Underwriting Claims Association (ALUCA), and a Fellow of the Academy of Life Underwriting (FALU). She has been an active member of various underwriting and training-related industry associations throughout her career.
close
Miriam de Jonge
Head of Global Underwriting Education
review course
Alcohol Consumption and Liver Disease
See More
spark video
The Spectrum of Substance Misuse and Addiction
See More
spark video
Developments in Liver Testing
See More
spark video
GGT Beyond the Liver
See More
build course
Liver Disorders
See More
explore course
The Liver
See More
watch webinar
Liver Function Tests: What to Look for and Why
See More
watch webinar
Pearls on Underwriting Liver Disease
See More
watch webinar
Liver Diseases in Life Insurance
See More
watch webinar
Let’s Process Liver Function Tests
See More
watch webinar
Substance Use Disorder
See More
watch webinar
Alcohol and Marijuana – Impact on Life Claims
See More
John Cardus
Vice President, Head of Underwriting Manual Development
Global Underwriting Manual
Learning Gateway features 12 comprehensive modules specifically focused on alcohol and substance abuse, providing in-depth knowledge on these critical topics. Beyond these specialized modules, we invite you to sign into our RGA Central portal and click the Learning Gateway tile to explore our extensive library of over 375 resources tailored specifically for underwriters and claims assessors. These resources cover a wide range of topics and are designed to enhance your professional knowledge, improve decision-making skills, and keep you updated on industry trends.
Explore all of our resource hubs
Learning Gateway
RGA recognizes the insurance industry’s opportunity to drive improvements in mental health inclusion, delivery, and support. Review our 2023 Global Mental Health Survey that reveals the urgent need for collective industry action – one that champions advocacy, education, and research.
Explore Now
Advancing Mental Health in Insurance
This hub empowering underwriters with cutting-edge knowledge. RGA's comprehensive guide for underwriting NETs has been updated. Explore the latest advancements in NET management and their impact on insurance practices.
Explore Now
Neuroendocrine Tumors (NETs)
Understand the comprehensive guidance for underwriting anemia. RGA's comprehensive guide for underwriting anemia has been updated. Explore the latest advancements in anemia's impact on insurance practices.
Anemia
Explore Now
Learn to navigate the complexities of underwriting coronary artery disease. Review RGA’s updated guide for underwriting coronary artery disease. Learn about key changes including new screening modalities, ratings, risk factors, and guidance on decline criteria.
Explore Now
Coronary Artery Disease
Understand the comprehensive guidance for underwriting guidelines for alcohol consumption. Access industry-leading expertise on alcohol consumption underwriting, and risk assessment. Explore our comprehensive resource hub for insurance professionals seeking innovative solutions.
Explore Now
Alcohol Consumption
Learning Gateway resources
More resources from RGA
Underwriting Liver Function Tests Using a Data-Driven Approach
Explore more
Reactive Thrombocytosis: A Benign Entity?
Explore more
Rebecca Abayakoon
Head of Global Underwriting Philosophy Design
Review the latest asthma underwriting guidelines that feature updated information for accurate risk assessment. Also review, the updated guidelines for Hodgkin lymphoma. This includes expanded rating tables, risk classification guidance, and insights on etiology, signs and symptoms, and treatment toxicity.
Explore Now
Asthma and Hodgkin Lymphoma
FAQs
This webinar was originally presented as part of ReFresh, a quarterly series of 30-minute webinars hosted by the RGA U.S. Medical team.
Location: United States
Speaker: Dr. Preeti Dalawari
webinar: Let's Process Liver Function Tests
Explore more
Discover RGA's cutting-edge approach to blood disorders. Access industry-leading expertise on leukopenia and neutropenia underwriting, and risk assessment. Explore our comprehensive resource hub for insurance professionals seeking innovative solutions.
Explore Now
Blood Disorder
Welcome | Global Underwriting Manual | Learning Gateway | More Resource Hubs
Share: