Explore Highlights from 2023
Actuarial value add
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Underwriting and claims
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Customer research
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Growth
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Growth
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Underwriting and claims
Get support
Customer research
Get support
Actuarial value add
Get support
Growth
Actuarial value add
Get support
Get support
Customer research
Get support
Underwriting and claims
Get support
Growth
Actuarial value add
Get support
Get support
Underwriting and claims
Get support
Customer research
Get support
Growth
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What you have told us Momentum Life needs:
Financing Support for 150% upfront commission and a 75% Quota Share arrangement
Support for your product and its development along with existing UW and Claims Limits
URE and Digital Distribution capability
How RGA will help:
RGA can support the levels of financing and quota share risk in return for an exclusive reinsurance partnership of no less than 5 years
RGA is the only reinsurer with NZ presence meaning we well placed to provide real world market feedback. We are backed by full technical/operational support with extensive NZ specific knowledge and experience
RGA’s has extensive local and global experience with digital distribution, underwriting and the development of rule sets
RGA is committed to helping you grow
Support for your growth
Growth
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What you have told us Momentum Life needs:
Market Trends and Insights
Annual Experience Investigation Report
Industry Benchmarking & Experience Insights
How RGA will help:
RGA will assist with the pricing of new products. We are transparent in sharing our product costing analysis and would work with you to reach an agreeable outcome. Experience studies at least annually including benchmarking to industry and analysis of:
Ongoing pricing and research insights, including on broader industry and regulatory changes, impacts and trends and new pricing techniques
- relative performance, cross-subsidies - suggested enhancements to address observations
RGA is committed to stable and affordable rates for the market
Support for Pricing/Research
Growth
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Additional support Momentum Life may need:
UW Manual / Research
Annual audit/ review/ training (Underwriting and Claims)
Access to CMO
How RGA will help:
Access to RGA’s Global UW Manual (GUM), including the unique regional Precision Calculator. This dynamic research-based calculator is exclusively available to new business treaty clients.
Access to market leading online and bespoke training in a systematic way
Access to experienced local and global CMO’s
RGA is committed to quality decision making in the Life Insurance Industry
Support for your team
Growth
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Additional support Momentum Life may need:
Knowledge and Experience with direct and alternative distribution channels
Experience with Customer Engagement
How RGA will help:
RGA is experienced in direct and bancassurance distribution through product development, propensity to buy/lapse analysis and channel evaluation to assist with insights and support for Momentum’s continued growth
RGA has extensive experience in customer research including behavioural science and data analytics including on underwriting impacts
RGA is committed to understanding your business
Support for your customers
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Sustainability at a Glance
At RGA, we believe environmental and social responsibility and ethical governance are important to our clients' success and to our industry. The way we operate, the work we do, and the support we provide can all be traced to a desire to extend and improve the lives of individuals and families we serve.
Environmental Footprint
RGA is committed to reducing its environmental impact by reducing waste, conserving energy, and promoting sustainable practices. Our report is based on the Task Force on Climate-related Financial Disclosures (TCFD) framework.
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75% Of 2022 emissions were offset through two ecosystem conservation and protection programs.
Net Zero
In Scope 1 and Scope 2 emissions reductions are targeted by 2026.
53% Of on-site employees worked in Leadership in Energy and Environmental Design (LEED) or WELL-certified buildings.
20%
Of the carbon intensity in RGA’s public corporate bond portfolio was reduced over two years.
$745M More ESG-labeled bonds and other United Nations Sustainable Development Goals aligned investments were made in 2023.
Communities
Diverse and Inclusive Workforce
42% Of the members of the RGA Board of Directors were women.
14%
Of RGA's employee population participated in employee resource groups.
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© 2024 RGA, All rights reserved. RGA has made all reasonable efforts to ensure that the information provided in this publication is accurate at the time of inclusion and accepts no liability for any inaccuracies or omissions. Links to external websites are provided for informational purposes only. RGA bears no responsibility for the accuracy, legality or content of external websites.
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Trusted partner.
Proven results.
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$9.2M How much the LLF has contributed in 155 research grants focused on health and longevity.
25th Anniversary Celebration for the Longer Life Foundation (LLF) was held. LLF is a research collaboration of RGA and Washington University School of Medicine in St. Louis. Since its founding, LLF has contributed $9.2M through 155 health and longevity research grants.
Investing
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RGA invests in companies that are committed to providing solutions to increase energy efficiency and facilitate energy transition to a more sustainable economy and improve the financial security of communities.
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RGA supports its employees, communities, and charitable organizations through the RGA Foundation and by developing a culture of care.
To achieve our purpose – making financial protection accessible to all – we strive for diversity in our teams and inclusion and innovation in our culture. RGA’s President and Chief Executive Officer is a signatory to CEO Action for Diversity & Inclusion™ and the Inclusive Insurance Pledge.
$4M
In donations were made to community organizations worldwide by RGA and the RGA Foundation.
+50% Of employees participated in sustainability, charitable outreach, and/or inclusion activities in 2023, logging over 11,000 volunteer hours in support of global community initiatives.
Six United Nations Sustainable Development Goals were supported through RGA's responsible investments.
30% Of female representation in leadership roles was achieved globally.
